/* ── Reset & Base ────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', sans-serif;
  background: #0a0f1e;
  color: #e2e8f0;
  line-height: 1.6;
  min-height: 100vh;
}
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.hidden { display: none !important; }

/* ── Nav ─────────────────────────────────────────────────────── */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(10, 15, 30, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.nav-inner {
  max-width: 1100px; margin: 0 auto; padding: 0 24px;
  height: 60px; display: flex; align-items: center; justify-content: space-between;
}
.nav-logo { display: flex; align-items: center; gap: 10px; }
.logo-mark {
  width: 34px; height: 34px;
  background: linear-gradient(135deg, #d97706, #f59e0b);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 13px; color: #0a0f1e;
}
.logo-text { font-weight: 700; font-size: 17px; color: #f1f5f9; letter-spacing: -0.3px; }
.nav-badge {
  font-size: 12px; color: #94a3b8;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  padding: 4px 12px; border-radius: 100px;
}

/* ── Hero ────────────────────────────────────────────────────── */
.hero {
  position: relative;
  padding: 80px 0 60px;
  overflow: hidden;
}
.hero-bg-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(217,119,6,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(217,119,6,0.04) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}
.hero-inner { max-width: 680px; margin: 0 auto; text-align: center; position: relative; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 500; color: #f59e0b;
  background: rgba(245,158,11,0.1);
  border: 1px solid rgba(245,158,11,0.2);
  padding: 6px 14px; border-radius: 100px;
  margin-bottom: 28px;
}
.pulse-dot {
  width: 7px; height: 7px;
  background: #10b981; border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%,100%{box-shadow:0 0 0 0 rgba(16,185,129,0.5)}
  50%{box-shadow:0 0 0 5px rgba(16,185,129,0)}
}
.hero-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(36px, 5vw, 58px);
  font-weight: 700; line-height: 1.15;
  color: #f8fafc; letter-spacing: -1px;
  margin-bottom: 20px;
}
.hero-highlight {
  background: linear-gradient(135deg, #f59e0b, #d97706);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-sub {
  font-size: 18px; color: #94a3b8; line-height: 1.7;
  max-width: 540px; margin: 0 auto 36px;
}
.hero-stats {
  display: flex; align-items: center; justify-content: center; gap: 0;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 14px; padding: 20px 36px;
  margin-bottom: 36px; display: inline-flex;
}
.stat { text-align: center; padding: 0 28px; }
.stat-num { font-size: 28px; font-weight: 700; color: #f59e0b; font-family: 'Playfair Display',serif; }
.stat-label { font-size: 12px; color: #64748b; text-transform: uppercase; letter-spacing: 0.5px; margin-top: 2px; }
.stat-divider { width: 1px; height: 40px; background: rgba(255,255,255,0.08); }
.hero-cta {
  display: inline-block;
  background: linear-gradient(135deg, #d97706, #f59e0b);
  color: #0a0f1e; font-weight: 700; font-size: 16px;
  padding: 14px 32px; border-radius: 10px;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 24px rgba(245,158,11,0.3);
}
.hero-cta:hover { transform: translateY(-2px); box-shadow: 0 8px 32px rgba(245,158,11,0.45); }

/* ── Qualifier Section ───────────────────────────────────────── */
.qualifier { padding: 20px 0 80px; }
.qualifier-card {
  background: #111827;
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 20px;
  padding: 40px;
  max-width: 780px; margin: 0 auto;
  box-shadow: 0 25px 60px rgba(0,0,0,0.4);
}
.qualifier-header { text-align: center; margin-bottom: 32px; }
.qualifier-icon { font-size: 36px; margin-bottom: 12px; }
.qualifier-title { font-family: 'Playfair Display',serif; font-size: 26px; color: #f1f5f9; font-weight: 700; }
.qualifier-sub { font-size: 14px; color: #64748b; margin-top: 6px; }

/* Progress Bar */
.progress-bar-wrap {
  height: 4px; background: rgba(255,255,255,0.07);
  border-radius: 99px; margin-bottom: 8px; overflow: hidden;
}
.progress-bar {
  height: 100%; background: linear-gradient(90deg, #d97706, #f59e0b);
  border-radius: 99px; transition: width 0.4s ease;
}
.progress-label { font-size: 12px; color: #64748b; text-align: right; margin-bottom: 32px; }

/* Form Steps */
.form-step { display: none; }
.form-step.active { display: block; animation: fadeSlideIn 0.3s ease; }
@keyframes fadeSlideIn { from{opacity:0;transform:translateY(10px)} to{opacity:1;transform:none} }

.step-header { display: flex; gap: 16px; align-items: flex-start; margin-bottom: 28px; }
.step-num {
  font-size: 11px; font-weight: 700; color: #f59e0b;
  background: rgba(245,158,11,0.12); border: 1px solid rgba(245,158,11,0.25);
  border-radius: 6px; padding: 4px 8px; flex-shrink: 0; margin-top: 2px;
  letter-spacing: 0.5px;
}
.step-title { font-size: 20px; font-weight: 600; color: #f1f5f9; margin-bottom: 4px; }
.step-hint { font-size: 13px; color: #64748b; }

/* Credit Score Options */
.credit-options {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px;
  margin-bottom: 24px;
}
@media(max-width:600px){.credit-options{grid-template-columns:repeat(2,1fr);}}
.credit-option { cursor: pointer; }
.credit-option input { display: none; }
.credit-option-inner {
  border: 1.5px solid rgba(255,255,255,0.08);
  border-radius: 12px; padding: 16px 14px; text-align: center;
  transition: all 0.2s;
  background: rgba(255,255,255,0.02);
}
.credit-option:hover .credit-option-inner { border-color: rgba(245,158,11,0.4); background: rgba(245,158,11,0.04); }
.credit-option.selected .credit-option-inner {
  border-color: #f59e0b;
  background: rgba(245,158,11,0.08);
  box-shadow: 0 0 0 1px rgba(245,158,11,0.3);
}
.credit-badge {
  display: inline-block; font-size: 10px; font-weight: 700;
  padding: 3px 8px; border-radius: 99px; text-transform: uppercase;
  letter-spacing: 0.5px; margin-bottom: 6px;
}
.excellent{background:rgba(16,185,129,0.15);color:#10b981;}
.good{background:rgba(59,130,246,0.15);color:#60a5fa;}
.fair{background:rgba(99,102,241,0.15);color:#a5b4fc;}
.low{background:rgba(245,158,11,0.15);color:#f59e0b;}
.poor{background:rgba(249,115,22,0.15);color:#fb923c;}
.very-poor{background:rgba(239,68,68,0.15);color:#f87171;}
.credit-range { font-size: 16px; font-weight: 700; color: #f1f5f9; margin-bottom: 3px; }
.credit-desc { font-size: 11px; color: #64748b; }

/* Income Options */
.income-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px;
  margin-bottom: 24px;
}
@media(max-width:600px){.income-grid{grid-template-columns:repeat(2,1fr);}}
.income-option { cursor: pointer; }
.income-option input { display: none; }
.income-inner {
  border: 1.5px solid rgba(255,255,255,0.08);
  border-radius: 12px; padding: 20px 14px; text-align: center;
  transition: all 0.2s; background: rgba(255,255,255,0.02);
}
.income-option:hover .income-inner { border-color: rgba(245,158,11,0.4); background: rgba(245,158,11,0.04); }
.income-option.selected .income-inner { border-color: #f59e0b; background: rgba(245,158,11,0.08); box-shadow:0 0 0 1px rgba(245,158,11,0.3); }
.income-icon { font-size: 24px; margin-bottom: 8px; }
.income-range { font-size: 14px; font-weight: 600; color: #f1f5f9; }

/* Property Options */
.property-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px;
}
@media(max-width:600px){.property-grid{grid-template-columns:repeat(2,1fr);}}
.property-option { cursor: pointer; }
.property-option input { display: none; }
.property-inner {
  border: 1.5px solid rgba(255,255,255,0.08);
  border-radius: 12px; padding: 16px 10px; text-align: center;
  transition: all 0.2s; background: rgba(255,255,255,0.02);
}
.property-option:hover .property-inner { border-color: rgba(245,158,11,0.4); background: rgba(245,158,11,0.04); }
.property-option.selected .property-inner { border-color: #f59e0b; background: rgba(245,158,11,0.08); box-shadow:0 0 0 1px rgba(245,158,11,0.3); }
.property-icon { font-size: 24px; display: block; margin-bottom: 8px; }
.property-name { font-size: 13px; font-weight: 600; color: #f1f5f9; line-height: 1.3; }

/* Loan Input */
.loan-input-wrap {
  display: flex; align-items: center;
  background: rgba(255,255,255,0.04);
  border: 1.5px solid rgba(255,255,255,0.1);
  border-radius: 10px; overflow: hidden;
  margin-bottom: 14px;
}
.loan-prefix { padding: 0 14px; color: #64748b; font-size: 18px; font-weight: 600; }
.loan-input {
  flex: 1; background: transparent; border: none; outline: none;
  padding: 14px 16px 14px 0;
  font-size: 22px; font-weight: 700; color: #f1f5f9;
  font-family: 'Inter', sans-serif;
}
.loan-input::placeholder { color: #374151; }
.loan-slider-wrap { padding: 8px 0; }
.loan-slider {
  width: 100%; height: 4px;
  -webkit-appearance: none; background: rgba(255,255,255,0.1);
  border-radius: 99px; outline: none;
  cursor: pointer;
}
.loan-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px; height: 18px;
  background: #f59e0b; border-radius: 50%;
  box-shadow: 0 0 0 3px rgba(245,158,11,0.25);
  cursor: pointer;
}
.slider-labels {
  display: flex; justify-content: space-between;
  font-size: 11px; color: #475569; margin-top: 6px;
}

/* Contact Fields */
.contact-fields { margin-bottom: 24px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media(max-width:500px){.field-row{grid-template-columns:1fr;}}
.field-group { margin-bottom: 16px; }
.field-label { display: block; font-size: 13px; font-weight: 600; color: #94a3b8; margin-bottom: 8px; }
.optional { font-weight: 400; color: #475569; }
.text-input {
  width: 100%; background: rgba(255,255,255,0.04);
  border: 1.5px solid rgba(255,255,255,0.1);
  border-radius: 10px; padding: 13px 16px;
  font-size: 15px; color: #f1f5f9; outline: none;
  font-family: 'Inter', sans-serif;
  transition: border-color 0.2s;
}
.text-input:focus { border-color: rgba(245,158,11,0.5); background: rgba(245,158,11,0.03); }
.text-input::placeholder { color: #374151; }
.veteran-check { margin-top: 4px; }
.checkbox-label {
  display: flex; align-items: flex-start; gap: 12px; cursor: pointer;
  font-size: 14px; color: #94a3b8;
}
.checkbox-label input[type="checkbox"] { display: none; }
.checkbox-custom {
  width: 18px; height: 18px; min-width: 18px;
  border: 1.5px solid rgba(255,255,255,0.15);
  border-radius: 4px; margin-top: 2px;
  transition: all 0.2s; background: rgba(255,255,255,0.03);
  position: relative;
}
.checkbox-label input:checked ~ .checkbox-custom {
  background: #f59e0b; border-color: #f59e0b;
}
.checkbox-label input:checked ~ .checkbox-custom::after {
  content: '✓'; position: absolute;
  top: -1px; left: 2px;
  font-size: 12px; color: #0a0f1e; font-weight: 700;
}

/* Step Error */
.step-error { font-size: 13px; color: #f87171; margin-bottom: 16px; padding: 10px 14px; background: rgba(239,68,68,0.08); border-radius: 8px; border: 1px solid rgba(239,68,68,0.2); }

/* Buttons */
.step-nav { display: flex; gap: 12px; justify-content: flex-end; }
.btn-next, .btn-submit {
  background: linear-gradient(135deg, #d97706, #f59e0b);
  color: #0a0f1e; font-weight: 700; font-size: 15px;
  padding: 13px 28px; border-radius: 10px; border: none; cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 16px rgba(245,158,11,0.25);
}
.btn-next:hover,.btn-submit:hover { transform:translateY(-1px); box-shadow:0 6px 20px rgba(245,158,11,0.4); }
.btn-back {
  background: transparent; color: #64748b;
  font-size: 14px; font-weight: 500;
  padding: 13px 20px; border-radius: 10px;
  border: 1px solid rgba(255,255,255,0.08); cursor: pointer;
  transition: color 0.2s;
}
.btn-back:hover { color: #94a3b8; }

/* ── Analyzing Loader ─────────────────────────────────────────── */
.analyzing-panel { text-align: center; padding: 40px 20px; }
.analyzing-animation {
  position: relative;
  width: 80px; height: 80px;
  margin: 0 auto 24px;
}
.analyzing-ring {
  position: absolute; inset: 0;
  border: 3px solid rgba(245,158,11,0.15);
  border-top-color: #f59e0b;
  border-radius: 50%;
  animation: spin 1s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }
.analyzing-inner {
  position: absolute; inset: 0;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 16px; color: #f59e0b;
}
.analyzing-title { font-size: 20px; font-weight: 600; color: #f1f5f9; margin-bottom: 24px; }
.analyzing-steps { display: flex; flex-direction: column; gap: 10px; max-width: 280px; margin: 0 auto; }
.an-step {
  font-size: 14px; color: #475569;
  padding: 8px 14px; border-radius: 8px;
  border: 1px solid transparent; text-align: left;
  transition: all 0.3s;
}
.an-step-active { color: #f59e0b; background: rgba(245,158,11,0.08); border-color: rgba(245,158,11,0.2); }
.an-step-done { color: #10b981; background: rgba(16,185,129,0.08); border-color: rgba(16,185,129,0.2); }
.an-step-done::before { content: '✓ '; }

/* ── Results Panel ────────────────────────────────────────────── */
.results-panel { animation: fadeSlideIn 0.4s ease; }
.results-header { text-align: center; margin-bottom: 28px; }
.results-icon { font-size: 40px; margin-bottom: 12px; }
.results-title { font-family:'Playfair Display',serif; font-size: 24px; font-weight:700; color:#f1f5f9; margin-bottom:6px; }
.results-sub { font-size: 13px; color: #64748b; }

.eligibility-score-wrap { text-align: center; margin-bottom: 28px; }
.eligibility-score {
  display: inline-block;
  font-family: 'Playfair Display',serif;
  font-size: 36px; font-weight: 700;
  padding: 12px 32px;
  border-radius: 12px;
}
.score-excellent { color: #10b981; background: rgba(16,185,129,0.1); border: 1px solid rgba(16,185,129,0.25); }
.score-good { color: #60a5fa; background: rgba(59,130,246,0.1); border: 1px solid rgba(59,130,246,0.25); }
.score-fair { color: #f59e0b; background: rgba(245,158,11,0.1); border: 1px solid rgba(245,158,11,0.25); }
.score-poor { color: #f87171; background: rgba(239,68,68,0.1); border: 1px solid rgba(239,68,68,0.25); }
.eligibility-label { font-size: 13px; color: #64748b; margin-top: 8px; }

.recommended-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; color: #64748b; margin-bottom: 16px; }

.products-list { display: flex; flex-direction: column; gap: 14px; margin-bottom: 28px; }
.product-card {
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 14px; padding: 20px; background: rgba(255,255,255,0.03);
  position: relative; overflow: hidden;
}
.product-top { border-color: rgba(245,158,11,0.35); background: rgba(245,158,11,0.04); }
.product-top-badge {
  position: absolute; top: 12px; right: 14px;
  font-size: 11px; font-weight: 700; color: #f59e0b;
  background: rgba(245,158,11,0.15); border: 1px solid rgba(245,158,11,0.25);
  padding: 3px 10px; border-radius: 99px;
}
.product-card-header { margin-bottom: 14px; }
.product-card-title { display: flex; align-items: center; gap: 10px; margin-bottom: 8px; }
.product-name { font-size: 18px; font-weight: 700; color: #f1f5f9; }
.product-badge {
  font-size: 11px; font-weight: 700; padding: 3px 9px; border-radius: 99px;
  text-transform: uppercase; letter-spacing: 0.5px;
}
.badge-blue { background:rgba(59,130,246,0.15);color:#60a5fa; }
.badge-gold { background:rgba(245,158,11,0.15);color:#f59e0b; }
.badge-green { background:rgba(16,185,129,0.15);color:#10b981; }
.badge-purple { background:rgba(139,92,246,0.15);color:#a78bfa; }
.badge-orange { background:rgba(249,115,22,0.15);color:#fb923c; }
.product-rate { font-size: 13px; color: #94a3b8; margin-bottom: 4px; }
.product-down { font-size: 13px; color: #64748b; }
.product-lists { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media(max-width:500px){.product-lists{grid-template-columns:1fr;}}
.pl-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 8px; }
.product-pros .pl-title { color: #10b981; }
.product-cons .pl-title { color: #f59e0b; }
.product-pros ul, .product-cons ul { padding-left: 14px; }
.product-pros li, .product-cons li { font-size: 13px; color: #94a3b8; margin-bottom: 4px; }
no-products { font-size: 15px; color: #94a3b8; text-align: center; padding: 20px; }

.key-factors { margin-bottom: 24px; }
.key-factors-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; color: #64748b; margin-bottom: 14px; }
.factors-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
@media(max-width:600px){.factors-grid{grid-template-columns:repeat(2,1fr);}}
.factor {
  padding: 12px 14px; border-radius: 10px; border: 1px solid;
}
.factor-good { background:rgba(16,185,129,0.06); border-color:rgba(16,185,129,0.2); }
.factor-fair { background:rgba(245,158,11,0.06); border-color:rgba(245,158,11,0.2); }
.factor-poor { background:rgba(239,68,68,0.06); border-color:rgba(239,68,68,0.2); }
.factor-label { font-size: 11px; color: #64748b; margin-bottom: 4px; }
.factor-value { font-size: 13px; font-weight: 600; color: #f1f5f9; }

.email-confirmation {
  display: flex; align-items: center; gap: 10px;
  background: rgba(16,185,129,0.08); border: 1px solid rgba(16,185,129,0.2);
  border-radius: 10px; padding: 14px 16px;
  font-size: 14px; color: #94a3b8; margin-bottom: 24px;
}
.email-icon { font-size: 18px; }

.next-steps { background: rgba(255,255,255,0.03); border: 1px solid rgba(255,255,255,0.06); border-radius: 12px; padding: 20px; }
.next-steps-title { font-size: 13px; font-weight: 700; color: #f1f5f9; margin-bottom: 14px; }
.next-step { display: flex; gap: 12px; align-items: flex-start; font-size: 14px; color: #94a3b8; margin-bottom: 10px; }
.next-step:last-child { margin-bottom: 0; }
.step-check {
  width: 22px; height: 22px; min-width: 22px;
  background: rgba(245,158,11,0.15); color: #f59e0b;
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-size: 11px; font-weight: 700;
}

/* ── Products Overview Section ───────────────────────────────── */
.products-section { padding: 80px 0; background: rgba(255,255,255,0.01); }
.section-header { text-align: center; max-width: 560px; margin: 0 auto 48px; }
.section-eyebrow {
  display: inline-block; font-size: 12px; font-weight: 700;
  text-transform: uppercase; letter-spacing: 1px; color: #f59e0b;
  margin-bottom: 12px;
}
.section-title {
  font-family: 'Playfair Display',serif;
  font-size: clamp(28px,4vw,40px); font-weight:700; color:#f1f5f9;
  margin-bottom: 14px; letter-spacing: -0.5px;
}
.section-sub { font-size: 16px; color: #64748b; }
.products-overview { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
@media(max-width:900px){.products-overview{grid-template-columns:repeat(2,1fr);}}
@media(max-width:500px){.products-overview{grid-template-columns:1fr;}}
.product-overview-card {
  background: #111827;
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 16px; padding: 24px 20px;
  transition: transform 0.2s, border-color 0.2s;
}
.product-overview-card:hover { transform: translateY(-3px); border-color: rgba(245,158,11,0.25); }
.poc-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 800; margin-bottom: 14px;
  letter-spacing: 0.5px;
}
.poc-blue { background:rgba(59,130,246,0.15); color:#60a5fa; }
.poc-gold { background:rgba(245,158,11,0.15); color:#f59e0b; }
.poc-green { background:rgba(16,185,129,0.15); color:#10b981; }
.poc-orange { background:rgba(249,115,22,0.15); color:#fb923c; }
.product-overview-card h3 { font-size: 17px; font-weight: 700; color: #f1f5f9; margin-bottom: 10px; }
.product-overview-card p { font-size: 13px; color: #64748b; line-height: 1.6; margin-bottom: 14px; }
.poc-tags { display: flex; flex-wrap: wrap; gap: 6px; }
.poc-tags span {
  font-size: 11px; font-weight: 500;
  background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08);
  padding: 3px 9px; border-radius: 99px; color: #94a3b8;
}

/* ── How Section ─────────────────────────────────────────────── */
.how-section { padding: 80px 0; }
.how-steps {
  display: flex; align-items: center; gap: 0; justify-content: center;
  flex-wrap: wrap;
}
.how-step { max-width: 260px; text-align: center; padding: 0 16px; }
.how-step-num {
  font-size: 11px; font-weight: 800; color: #f59e0b;
  background: rgba(245,158,11,0.12); border: 1px solid rgba(245,158,11,0.25);
  display: inline-block; padding: 4px 10px; border-radius: 6px;
  letter-spacing: 1px; margin-bottom: 14px;
}
.how-step h3 { font-size: 17px; font-weight: 700; color: #f1f5f9; margin-bottom: 10px; }
.how-step p { font-size: 14px; color: #64748b; line-height: 1.6; }
.how-arrow { font-size: 24px; color: rgba(245,158,11,0.3); padding: 0 8px; margin-top: -20px; }
@media(max-width:700px){.how-arrow{display:none;}.how-step{max-width:100%;width:100%;padding:20px 0;}}

/* ── Footer ──────────────────────────────────────────────────── */
.footer {
  padding: 48px 0 24px;
  border-top: 1px solid rgba(255,255,255,0.06);
}
.footer-inner {
  display: grid; grid-template-columns: 1fr 2fr; gap: 40px; margin-bottom: 32px;
}
@media(max-width:600px){.footer-inner{grid-template-columns:1fr;}}
.footer-tagline { font-size: 14px; color: #475569; margin-top: 10px; }
.footer-disclaimer { font-size: 12px; color: #374151; line-height: 1.7; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.04); padding-top: 20px; font-size: 12px; color: #374151; }